Why You Shouldn’t Think Twice About Getting Renters Insurance According to a 2024 report from SafeHome, 95% of homeowners have a homeowner's insurance policy, while only 55% of renters possess renter's insurance. If you're renting an apartment in downtown Oakland, you are among the majority who need this crucial coverage. However, at Webster Eleven, an innovative apartment community in the heart of Oakland’s bustling downtown, we believe that...