Why is it Important to Have Renter’s Insurance? Some landlords are going to require that you get a renter’s insurance policy before you are able to move in. Other landlords do not care about it and will leave it up to the tenant to decide whether they would like to get a policy or not. Even if you are not required to have one of these policies in place to sign a lease on an apartment, it can still be a good investment and a way to...