What are Some of the Benefits of Having a Roommate Agreement? Having a roommate can make a lot of sense for many people. This is another person to have around to hang out with, to pay the rent, and to help handle some of the utilities and the chores that are necessary when living in an apartment. You can choose to pick out an apartment that is just for you, but then you will have to make more sacrifices because of your finances compared to living with a...